Topup your wallet with a
virtual bank account 💰

Top up your Cardtonic wallet easily when you create a
virtual bank account.

Get started
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Why you need a virtual bank
account with Cardtonic?

With Cardtonic’s Virtual Bank Account, topping up your
wallet is seamless and accessible. Here are a few things
to look forward to:

Instant Account Opening

With Cardtonic, you can open an account from the
comfort of your home. There’s no need to wait in
long queues or fill out long forms.

No Maintenance Fees

NYour money is your money, period. There are no
fees attached to your virtual bank account on
Cardtonic. However, there are inflows fees.

Safe and Secure

Your funds are our top priority. You can fortify your
wallet with multi-factor authentication to safeguard
your info.

Quick Transactions

With just a few taps, you can send money to
anyone nationwide and they immediately receive it.
No time to waste time!

How to open a free virtual
bank account on Cardtonic
(Video Guide)

Frequently Asked Questions

You can open a virtual bank account right from your phone in a few taps. You can go through our simple guide to get started.
We require your BVN just to confirm your identity and keep everything secure. Don't worry; your information is safe with us!
Yes, the security of your funds is our top priority. Cardtonic employs robust encryption and multi-factor authentication to safeguard your personal and financial information.
If you require assistance, our dedicated customer support team is readily available to assist you with any inquiries, concerns, or problems you might encounter
We’ll require basic personal information like email, phone number, and BVN. We'll guide you through the simple account opening process—no complex forms to fill out.
No, there are no maintenance fees for your Virtual Bank Account on Cardtonic. But there are deposit fees.
Yes, you can create a virtual dollar card for easy online and in-store spending.
Nope, there's no minimum balance required.
No, we’re not a bank. Our virtual bank account service is provided by a third-party partner with adequate licenses to provide such service.
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phone or tablet. Available for iOS and
Android operating systems.

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